Bank interview Common questions

1. Why are you interested to join our bank?
2. What are your hobbies and interests? Do you read books? Name the book you have read recently?
3. Tell us something about your time management skills?
4. Who is the director of our bank? What is the mission and vision of this bank?
5. What is the role of World Trade Organization? How this organization controls world business?
6. Discuss the highest and lowest points in your resume? Talk about your biggest achievements till date?
7. How will you take care of high profile customers?
8. Can you assure us your regularity and honesty to keep secrets of your designation?
9. What is the difference between operating profit and net profit?
10. What is payee’s account and joint account?
11. Can you tell us the product categories this bank has? Name any three categories and with which departments these products are associated?
12. Hope the bank policies and regulations are clear to you? If you have any questions, feel free to ask?
13. I understand from your resume, you have a prior experience of 3 years in a lucrative share broking firm. Why do you wish to change your previous job?
14. Can you briefly tell us about the banking regulatory authority of this country?
15. Banking job is a different from your previous job. How do you plan to achieve this different nature of work?
16. Name any 5 leading banks in your city?
17. Can you explain what do you understand by fraud and embezzlement in banking parlance?
18. Have you worked in a deadline and target oriented environment previously?
19. How would you deal with a situation where one of the top-notch customers of your employer-bank feels aggrieved?
20. How will you achieve the daily reconciliation of cash transaction?
21. How do you keep yourself updated with the latest amendments to banking regulations?
22. What are your salary expectations from the job
23. Tell us about your background?
24. Why do you want to work in a bank? Do you have any kind of job experience or is it your first job?
25. From which institute you have completed your academic qualifications? Have you scored any special diploma in bank management?
26. What is your biggest strength and weakness?
27. Are you familiar with bank vocabulary?
28. Differentiate between a customer and a potential customer?
29. How will you motivate your staff or team to work hard to obtain desired results?
30. What is your method to handle disputes between management and staff?
31. How do you maintain a balance sheet? What is the difference between a ledger book and a balance sheet?
32. What is PLR voluntary? How does a bank fix PLR voluntary?
33. Explain the types of profits a bank earn from its customers and stock marketing?
34. What do you understand from general banking staff?
35. Describe the difference between fixed deposit and draft?